The widely recognised wallet and checkout button merchants trust.
2.99% + $0.49
online rate
$0
monthly fee
Instant
payout
Small business
Cross-border
Quick setup
Authorize.net review
A long-established payment gateway for online and MOTO payments.
No reviews yetFounded 1996Foster City, CA, USAListing updated
- Starting rate
- 2.9% + $0.30
- Monthly fee
- $25
- Payout
- Varies
- Contract
- Month-to-month
- PCI level
- Level 1
- Regions
- US, CA +2
Overview
Authorize.net is one of the longest-running gateways, well suited to businesses that want a virtual terminal, recurring billing, and the option to bring their own merchant account.
Best for
Traditional businesses
MOTO
Virtual terminal
Regions
US
CA
UK
EU
Industries
Retail
Services
Pros
- Mature, stable gateway
- Bring-your-own merchant account option
- Good virtual terminal and recurring billing
Cons
- Dated interface
- Monthly gateway fee on top of processing
Pricing
Pricing at a glance
$25/mo gateway + 2.9% + 30¢, or gateway-only for your own merchant account.
- Pricing model
- Flat rate, Subscription
- Contract
- Month-to-month
- Free trial
- No
- Monthly minimum
- N/A
Fee breakdown
| Online card rate | 2.9% + $0.30 |
|---|---|
| Keyed-in rate | 2.9% + $0.30 |
| ACH / bank rate | 0.75% (eCheck) |
| Monthly fee | $25 |
| Setup fee | $0 |
| Chargeback fee | $25 |
| Refund policy | Transaction fee not returned |
Listing updated How we keep listings current
Features
Payment methods
- Visa
- Mastercard
- Amex
- Discover
- Apple Pay
- ACH
- Wallets
Integrations & deployment
- API
- Hosted checkout
- Virtual terminal
- WooCommerce
- Invoicing
Capabilities
- Recurring billing
- Fraud protection
- Tokenization
- Reporting dashboard
At a glance
- Currencies
- Multiple (via merchant account)
- Payout
- Varies
- PCI level
- Level 1
- High-risk friendly
- No
Reviews
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